
Key takeaways
- Diwali (Lakshmi Puja) 2026 falls on Sunday, 8 November; Dhanteras is 6 November and Choti Diwali 7 November.
- Lakshmi Puja is performed in the evening Pradosh Kaal; the exact time depends on your city's sunset.
- Business families worship new account books (Chopda Pujan), the cash box and tools of trade.
- Worship Lord Ganesha first, then Maa Lakshmi, with a sankalp for the family and the business.
- At Nalkheda, the swayambhu murti shows Maa Baglamukhi with Maa Lakshmi and Maa Saraswati.
- A puja is an act of gratitude and devotion, not a guarantee of financial results.
Diwali, the festival of lights, is the most joyful night of the Hindu year. Homes are cleaned and decorated, diyas are lit on every doorstep, and families gather to welcome Maa Lakshmi, the Goddess of prosperity and well-being. For business families, Diwali also marks a spiritual new beginning: account books are worshipped, shops are blessed, and prayers are offered for a stable and honest year ahead.
Diwali 2026 falls on Sunday, 8 November 2026. This guide covers the five days of Deepotsav, the timing and a simple vidhi for Lakshmi Puja at home and at your business, how families abroad can celebrate, and how you can have a special puja performed at Maa Baglamukhi Temple, Nalkheda, where Maa Lakshmi is worshipped alongside Maa Baglamukhi.
Diwali 2026: The Five Days of Deepotsav
| Day | Festival | Date (2026) |
|---|---|---|
| Day 1 | Dhanteras | Friday, 6 November |
| Day 2 | Naraka Chaturdashi (Choti Diwali) | Saturday, 7 November |
| Day 3 | Diwali – Lakshmi Puja | Sunday, 8 November |
| Day 4 | Govardhan Puja | After Diwali (check local panchang) |
| Day 5 | Bhai Dooj | After Govardhan Puja (check local panchang) |
When Is the Lakshmi Puja Muhurat?
Lakshmi Puja is traditionally performed in the evening, during Pradosh Kaal (the period after sunset) on the Kartik Amavasya night. In 2026, the Amavasya tithi spans 8–9 November, and most communities perform Lakshmi Puja on the evening of Sunday, 8 November.
Because Pradosh Kaal depends on local sunset, the exact muhurat varies by city. Some business families also perform Chopda Pujan (worship of account books) in a specific muhurat or in Nishita Kaal (around midnight), according to family tradition. Ask your priest or Acharya for the right time in your city.
The Meaning of Diwali
Diwali celebrates several sacred stories:
- Lord Rama's return to Ayodhya after fourteen years of exile and his victory over Ravana. The people of Ayodhya lit lamps to welcome him home.
- The appearance of Maa Lakshmi from the churning of the ocean (Samudra Manthan). Devotees believe she visits clean, well-lit homes on Diwali night.
- Lord Krishna's victory over Narakasura, celebrated on Naraka Chaturdashi.
At its heart, Diwali is about light overcoming darkness, both outside and within: clearing away clutter, anger and negativity to make space for clarity, gratitude and abundance.
Diwali and Business: Why Merchants Worship on This Night
For generations, Indian business communities have treated Diwali as the true start of the financial year. On this night:
- New account books (bahi-khata or chopda) are opened and worshipped
- Cash boxes, safes and tools of trade are cleaned and honoured
- Shops and offices are decorated and blessed
- Prayers are offered for honest earnings, stability and the well-being of employees and customers
Even businesses that now use software and digital accounts continue the tradition, often by placing the new ledger, a laptop or a symbolic account book on the altar.

Simple Lakshmi Puja Vidhi for Home and Business
This simple traditional method can be followed by any family. Elaborate Vedic puja may include more steps, and an Acharya can perform it for you.
Before the puja: 1. Clean the home or shop thoroughly and decorate the entrance with rangoli, toran and diyas. 2. Place a chowki with a red or yellow cloth facing east or north. 3. Place images of Lord Ganesha and Maa Lakshmi (Ganesha to Lakshmi's left), a kalash, and your account book or cash box.
The puja: 1. Purify: sprinkle Gangajal on yourself and the space. 2. Sankalp: state your name, gotra, place and intention, such as the well-being of your family and business. 3. Ganesh Puja: offer kumkum, akshat, flowers, durva grass and modak or laddoo. 4. Lakshmi Puja: offer kumkum, lotus or red flowers, akshat, sweets, fruits, coins and a lit diya. 5. Kuber and Chopda Pujan: worship the account book, safe or cash box with kumkum, akshat and flowers. Draw a swastik and write "Shubh Labh" in the new account book. 6. Mantra and Aarti: chant "Om Shreem Mahalakshmyai Namah" with devotion and perform the Lakshmi Aarti. 7. Kshama Prarthana: ask forgiveness for any mistakes in the puja. 8. Light the home: place diyas at the entrance, windows, kitchen, water source and every corner. 9. Share prasad with family and staff, and give to those in need.
Maa Lakshmi at Nalkheda: A Special Connection
The swayambhu murti at Maa Baglamukhi Temple, Nalkheda is a sacred triad: Maa Baglamukhi in the centre, flanked by Maa Lakshmi and Maa Saraswati. Devotees see this as a complete blessing: steadiness (Baglamukhi), prosperity (Lakshmi) and wisdom (Saraswati).
For this reason, many devotees choose Diwali to have a special puja performed at Nalkheda, seeking both Maa Lakshmi's blessings for the home and business and Maa Baglamukhi's grace for steadiness and protection through the year.
Read more: Maa Baglamukhi Temple, Nalkheda: Complete Guide
Diwali Puja by Acharya Ashish Sharma
For families and business owners who want a formal puja on Diwali, Acharya Ashish Sharma performs traditional rituals at Nalkheda according to each devotee's situation, such as:
- Lakshmi Puja with sankalp for the family and business
- Maa Baglamukhi Puja and Havan, for steadiness and removal of obstacles in business and financial life
- Special Anushthan for devotees with a specific sankalp
The appropriate ritual is suggested during a free consultation. It is offered as a traditional religious practice, not a guarantee of financial results. Honest effort, good conduct and wise decisions remain the foundation of any business.
Read more: Business Growth and Financial Stability: Traditional Pujas Devotees Perform
Celebrating Diwali Abroad
For families in the USA, Canada and UK, the evening Lakshmi Puja in India falls on the morning or afternoon of 8 November in your time zone, since daylight saving will have ended by then. For example, 6:30 PM IST is:
| City | Local time on Sunday, 8 November |
|---|---|
| New York / Toronto (EST) | 8:00 AM |
| Chicago / Dallas (CST) | 7:00 AM |
| San Francisco / Vancouver (PST) | 5:00 AM |
| London (GMT) | 1:00 PM |
Many families abroad perform their own Lakshmi Puja on their local Diwali evening and have a puja performed in India in their name as well.
Read more: How to Book a Puja in India from the USA, Canada or UK

Diwali Do's and Don'ts
Do: - Clean and declutter your home and workplace before Diwali - Light diyas at the entrance and in every room - Worship Lord Ganesha before Maa Lakshmi - Share sweets and give to those in need - Keep the atmosphere peaceful and joyful
Don't: - Leave diyas unattended near curtains or flammable materials - Quarrel or speak harshly on Diwali night - Gamble or overspend in the name of celebration - Treat puja as a way to "guarantee" wealth. It is an act of gratitude and devotion.
Dhanteras 2026: Friday, 6 November
Dhanteras opens the five days of Deepotsav. Dhan means wealth and teras means the thirteenth lunar day. It is also the day of Lord Dhanvantari, remembered in tradition as the physician of the gods.
Traditional practices on Dhanteras: - Buying something new and auspicious: a small silver coin, brass or steel utensils, or a new broom (a symbol of sweeping away the old) - Cleaning the home and workplace thoroughly - Lighting a diya in the evening, including the Yama Deepam, a lamp placed facing south at the entrance in many families - Worship of Kuber and Maa Lakshmi in some communities
There is no need to overspend. A small, meaningful purchase made with gratitude is entirely in keeping with the tradition.
Choti Diwali (Naraka Chaturdashi): Saturday, 7 November
The day before Diwali remembers Lord Krishna's victory over the demon Narakasura. Many families: - Take an early morning abhyang snan (oil bath) - Light a few diyas in the evening - Finish the last cleaning and decoration for Diwali night - Prepare sweets and set up the puja altar
Lakshmi Puja Samagri Checklist
Keep everything ready before sunset on 8 November:
| Category | Items |
|---|---|
| Altar | Chowki, red or yellow cloth, images or murtis of Ganesha and Lakshmi |
| Kalash | Copper or brass kalash, water, mango leaves, coconut, red cloth, sacred thread |
| Puja items | Kumkum, haldi, akshat (unbroken rice), sandalwood paste, sacred thread (moli) |
| Flowers | Lotus (if available), red roses, marigold garlands |
| Lamps | Ghee diya for the altar, clay diyas and oil for the home, camphor |
| Offerings | Sweets (laddoo, kheer, batasha), fruits, dry fruits, khil-batashe, paan and supari |
| Wealth symbols | Silver coins, a few currency notes, the new account book, pen or inkpot |
| Business items | Cash box or safe, keys of the shop, laptop or ledger (symbolically) |
| Other | Gangajal, incense, bell, aarti plate, durva grass for Ganesha |
Read more: What Is Sankalp? Why Your Name and Gotra Matter
Diwali Puja for a Modern or Online Business
Many young entrepreneurs ask how to follow the tradition when their business is on a laptop or phone. The spirit of the ritual adapts easily:
- Your "account book" can be symbolic. Place a new notebook with a swastik and "Shubh Labh" written on the first page next to your laptop.
- Honour the tools of your trade: laptop, phone, camera, delivery vehicle or workshop tools. Apply a small tilak and offer a flower.
- Include your team. Invite employees or partners to the aarti, and share sweets and a Diwali gift.
- Remote teams: hold a short puja on a video call so everyone can join the aarti.
- Make a sankalp for right conduct: honest dealings, fair treatment of staff and customers, and wise decisions in the year ahead.
Where to Light Diyas on Diwali Night
Families follow many customs, but common places to light diyas include:
- The main entrance, on both sides of the door
- The puja altar, a ghee diya that burns through the puja
- The kitchen, honouring Annapurna
- The water source: tap, well or water tank
- The tulsi plant, if you have one
- Windows and balconies, facing outward
- Every room, so that no corner stays dark
- Your shop or office entrance
Safety first: keep diyas away from curtains, keep children at a distance, and in apartments abroad consider LED diyas in places where open flames are not allowed.
Your Diwali 2026 Preparation Timeline
| When | What to do |
|---|---|
| Mid-October | Book your Diwali puja at Nalkheda if you want one performed; plan leave and travel |
| Last week of October | Deep-clean the home and workplace; declutter |
| 1–5 November | Buy samagri, diyas and sweets; decorate with lights and toran |
| 6 November (Dhanteras) | Small auspicious purchase; evening diya |
| 7 November (Choti Diwali) | Final preparations; set up the altar |
| 8 November (Diwali) | Lakshmi Puja in the evening; light the whole home |
| After Diwali | Govardhan Puja and Bhai Dooj, according to your local panchang |
Common Mistakes to Avoid
- Worshipping Lakshmi before Ganesha. Ganesha is always worshipped first.
- Placing the images carelessly. Keep Ganesha to the left of Lakshmi (from your view), on a clean, raised surface.
- Leaving clutter in the puja room or shop. Cleanliness is part of the worship.
- Unsafe lamps near curtains, paper decorations or children.
- Arguments on Diwali night. A calm, joyful home is the best welcome.
- Treating the puja as a financial bargain. It is an offering of gratitude; honest effort remains essential.
- Leaving the Nalkheda booking too late if you want a puja performed on the day.
About Acharya Ashish Sharma
Acharya Ashish Sharma has served in the tradition of Maa Baglamukhi for more than 25 years. He is Sanskrit-trained and connected with this tradition since birth, and his office is near Maa Baglamukhi Temple, Nalkheda. He performs traditional Maa Baglamukhi Puja, Havan and Special Anushthan, and offers personal spiritual guidance according to each devotee's situation, for families in India and around the world.

Frequently Asked Questions
When is Diwali in 2026?
Diwali (Lakshmi Puja) falls on Sunday, 8 November 2026. Dhanteras is on Friday, 6 November and Choti Diwali on Saturday, 7 November.
What is the Lakshmi Puja muhurat for Diwali 2026?
Lakshmi Puja is performed in the evening Pradosh Kaal on 8 November 2026. The exact time depends on your city's sunset, so check a local panchang or ask your priest.
How do businesses celebrate Diwali?
Businesses clean and decorate their premises, open and worship new account books (Chopda Pujan), honour the cash box and tools of trade, and pray to Lord Ganesha and Maa Lakshmi for an honest and stable year.
Why is Maa Lakshmi worshipped at Nalkheda?
The swayambhu murti at Maa Baglamukhi Temple, Nalkheda shows Maa Baglamukhi with Maa Lakshmi and Maa Saraswati, so devotees seek prosperity, steadiness and wisdom together here.
Can I book a Diwali puja at Nalkheda from abroad?
Yes. Book a free consultation by phone or online, share your sankalp details, and the puja is performed at Nalkheda in your name.
What should I buy on Dhanteras 2026?
Traditionally a small silver coin, brass or steel utensils, or a new broom. There is no need to overspend; a small, meaningful purchase is enough.
Which mantra is chanted for Lakshmi Puja?
A simple, widely used mantra is "Om Shreem Mahalakshmyai Namah". Your family priest may also recite Vedic hymns such as the Shri Suktam.
Can I do Diwali puja for an online business?
Yes. Place a new notebook with a swastik and "Shubh Labh", honour your laptop and tools with a tilak and flower, include your team in the aarti, and make a sankalp for honest work.
Should Lakshmi Puja be done at home or in the shop?
Many families do both: first at the shop or office, then at home, or the other way round, according to family custom and timing.
What time is Diwali Lakshmi Puja in the USA in 2026?
It depends on your local sunset. Families abroad usually perform Lakshmi Puja on their own local Diwali evening, and some also have a puja performed in India in their name.
